Mortgage Calculator

Bank loan mortgage calculator

" Tip #1 - Estimate Down Payment at between 30% to 50% of Purchase Price "

Your resident country banks may offer up to 70% Loan. Japan based banks may offer 40% to 60% Loan.

" Tip #2 - Interest rate from 2.5% to 4% "

Depending on Banks' mandate the preferable interest rate should hopefully fall within this range

" Tip #3 - Compare your Rental Income versus the monthly instalment Payments Outflows.

Recommended to have a positive monthly cash inflow, balancing with factors including capital appreciation potential, condition of Buildings etc

" Tip #4 - Monthly expenses includes Building Management, Savings Fee, and Agency Management Fees"

In addition to Loan monthly repayments, other monthly expense will reduce your net income received into your bank account. SNTS will provide all the Income and Expenses information so you will have a clear picture of the monthly net cashflow.

"Tip #5 - Property taxes can range between JPY 20,000 to more than JPY 1,000,000"

Please remember to check with SNTS on the annual property tax expenses on the real estate that you are keen to explore.

"Do feel free to contact us to clarify any of your questions or to get more information on the Project Listings that you have an interest in. We will answer your queries promptly & diligently."